Errors & Omissions Insurance

Protect Your Business from Costly Mistakes

Even the most experienced professionals can make mistakes—and in today’s world, a single error or misunderstanding can lead to a lawsuit. Errors & Omissions (E&O) insurance, also known as professional liability insurance, helps protect your business from claims of negligence, inaccurate advice, or failure to deliver promised services.


Whether you’re a consultant, contractor, financial advisor, or business owner, having E&O coverage ensures that one mistake won’t put your entire business at risk.

E&O insurance provides financial protection for businesses and professionals when clients claim a mistake in your work caused them financial harm.

Coverage for the Unexpected

What Do We Cover?

Negligence Claims

Covers legal fees and damages if a client claims your work was incomplete, incorrect, or caused financial loss.



Misrepresentation

Protects against lawsuits related to claims that your business misrepresented a service or outcome.

Breach of Contract

Covers legal costs if a client alleges you failed to fulfill the terms of a contract.

Professional Errors

Pays for defense costs if a client accuses you of making a costly mistake, even if you did everything right.

A pair of hands holding a shield with a check mark on it.

Who Needs E&O Insurance?

  • Financial advisors, accountants, and consultants
  • Real estate agents and mortgage brokers
  • Contractors and construction professionals
  • Marketing and creative professionals
  • IT professionals and software developers

Frequently Asked Questions

  • What’s the difference between general liability and E&O insurance?

    General liability covers bodily injury and property damage, while E&O insurance protects against claims of financial loss due to professional errors or inadequate service.

  • How much does E&O insurance cost?

    Costs vary based on your industry, risk exposure, and coverage limits. We can customize a policy to fit your budget and needs.

  • Does E&O insurance cover employee mistakes?

    Yes, it can cover errors made by both you and your employees while performing professional services.

  • Is E&O insurance required by law?

    It depends on your industry. Some professions, like financial advisors and real estate agents, are required to have E&O coverage. Even if it’s not required, it’s a smart investment.

Protect Your Business from Costly Claims

Get the Right Errors & Omissions Coverage Today. Don’t let one mistake jeopardize your business. E&O insurance provides essential protection so you can focus on what you do best. Contact us today for a personalized quote.


Visit Us in Columbia, CT

Your business assets deserve the best protection—let’s make sure you have it.