HOME INSURANCE

Covering Your Home, Your Investment, and Your Peace of Mind

Your home isn’t just a building—it’s where memories are made, where you feel safest, and one of the biggest investments you’ll ever make. That’s why having the right home insurance policy is essential.



At The Wright Choice Insurance Group, LLC, we help homeowners in Connecticut find customized home insurance solutions that protect against life’s unexpected moments—whether it’s a fire, storm damage, theft, or everyday accidents.

Every home is different, which means your insurance should be, too. Our homeowners insurance policies cover a variety of risks, helping you stay protected when the unexpected happens.

More Than Just a Policy—It’s Protection for What Matters Most

What Do We Cover?

Property Damage

Protects your home’s structure from fire, storms, vandalism, and other covered events.

Personal Belongings

Covers furniture, electronics, clothing, and valuables inside your home against damage or theft.

Liability Protection

Covers legal fees and medical expenses if someone is injured on your property.

Additional Living Expenses

Helps pay for temporary housing if your home becomes unlivable due to a covered loss.

A pair of hands holding a shield with a check mark on it.

Why Do You Need Home Insurance?

Your home is full of everyday risks you might not even think about. Imagine if:

  • A fire damages your home, leaving you with nowhere to stay and thousands in repair costs.
  • A burst pipe floods your kitchen, ruining floors, furniture, and appliances.
  • A guest slips and falls on your walkway, leading to a costly lawsuit.


Without the right home insurance policy, these situations could lead to serious financial loss. That’s why protecting your home isn’t just important—it’s essential.

Frequently Asked Questions

  • How Much Home Insurance Do I Need?

    Your home insurance should be enough to fully rebuild your home if it were completely destroyed. This is known as your replacement cost, which is different from market value. We’ll help you calculate the right coverage amount so you’re fully protected without overpaying.



  • Do I Need Homeowners Insurance If My Home Is Paid Off?

    Yes! Even if you don’t have a mortgage, homeowners insurance protects your investment from unexpected damage, liability claims, and theft. Without coverage, you could be responsible for all repair or replacement costs out of pocket.

  • How Can I Lower My Home Insurance Costs?

    There are several ways to save money on home insurance while still maintaining great coverage:


    ✔ Bundle home & auto insurance for discounts.

    ✔ Increase your deductible (higher deductible = lower premium).

    ✔ Upgrade security features like smoke detectors and security systems.

    ✔ Maintain a good claims history for better rates.

  • Does Home Insurance Cover Valuables Like Jewelry & Art?

    Most homeowners insurance policies include limited coverage for valuables like jewelry, collectibles, and fine art. If you own high-value items, we recommend scheduling additional coverage to fully protect them.


    ✔ Extra coverage available for jewelry, antiques, and collectibles.

    ✔ Covers loss, theft, and damage.



Get the Right Home Insurance Today

Your home is more than just a place to live—it’s an investment worth protecting. Let’s find the right homeowners insurance policy to ensure you’re covered for the unexpected.


Visit Us in Columbia, CT

Your home deserves the best protection—let’s make sure you have it.