General Liability Insurance

Protection for the Unexpected

Running a business comes with risks, and even a small mistake or accident can lead to costly lawsuits. Whether you meet clients in an office, run a retail shop, or provide services at customer locations, general liability insurance helps protect your business from financial fallout due to property damage, bodily injury claims, or legal fees. Don’t let an unexpected lawsuit put your business at risk—ensure you have the right coverage in place so you can focus on what matters most: running your business with confidence.

No matter how careful you are, accidents happen. A simple slip-and-fall or property damage claim could cost thousands, but general liability insurance helps keep your business financially secure.

Coverage That Protects Your Business

What Do We Cover?

Bodily Injury

Covers medical expenses, legal fees, and settlements if someone is injured on your business premises or due to your operations.

Property Damage

Pays for repairs or replacements if you or your employees accidentally damage someone else’s property.

Legal Defense Costs

Covers attorney fees and court expenses if your business is sued for a covered claim.

Medical Payments

Provides immediate coverage for minor injuries that occur on your business premises, regardless of fault.

A pair of hands holding a shield with a check mark on it.

Who Needs General Liability Insurance?

  • Contractors and tradespeople working on-site
  • Retail stores and restaurants with customer foot traffic
  • Service-based businesses that visit client properties
  • Consultants, freelancers, and home-based businesses

Frequently Asked Questions

  • Is general liability insurance required by law?

    It depends on your industry, but many landlords, clients, and business contracts require proof of general liability coverage.

  • How much does general liability insurance cost?

    Pricing varies based on factors like your industry, business size, and risk exposure. We’ll help you find a policy that fits your budget.

  • Does general liability insurance cover employee injuries?

    No, employee injuries are covered under workers' compensation insurance. General liability covers injuries to third parties, such as customers or vendors.

  • What’s the difference between general liability and professional liability insurance?

    General liability covers physical injury and property damage claims, while professional liability (errors & omissions insurance) covers claims related to negligence, mistakes, or inadequate service.

Get the Coverage Your Business Needs

Protect Your Business with General Liability Insurance. Unexpected claims can happen at any time—don’t wait until it’s too late. Let’s find the right general liability insurance for your business today.


Visit Us in Columbia, CT

Your business deserves the best protection—let’s make sure you have it.